Why Choose Avara Finance for Your Caravan Loan?

We understand that purchasing a caravan is more than just a financial decision – securing the right caravan loan is an investment in experiences, family time, and freedom. That’s why we’ve designed our caravan finance solutions to be as flexible as your travel plans.

Comprehensive Caravan Finance Options

Our finance solutions cover a wide range of recreational vehicles:

  • Travel trailers and caravans – from compact models to luxury touring rigs
  • Motorhomes and RVs – self-contained units for ultimate freedom
  • Camper trailers – lightweight options for off-road adventures
  • Fifth wheelers – spacious accommodation for extended trips

Flexible Loan Terms That Work for You

We recognise that every customer’s situation is unique. Our caravan loan packages include:

  • Loan amounts from $10,000 to $300,000
  • Repayment terms from 1-7 years, with options for balloon payments
  • Fixed or variable interest rates to match your preferences
  • No early repayment penalties – pay off your loan faster if you choose
  • Loan re-amortisation – add lump sums anytime throughout the loan and have the option to reduce monthly repayments

How Our Caravan Finance Process Works

Getting approved for your caravan loan is simpler than you might think. We’ve streamlined our loan application process to get you on the road sooner.

1. Initial Consultation

Contact our team to discuss your caravan finance needs. We’ll assess your requirements and explain the options available to you.

2. Loan Application Submission

Complete our straightforward application form with your personal and financial details. Our online system makes this quick and secure.

3. Assessment and Approval

Our experienced team reviews your application promptly. We aim to provide conditional approval within 24 hours for most applications.

4. Final Documentation

Once approved, we’ll prepare your electronic loan documentation and arrange settlement with your chosen dealer or private seller.

5. Hit the Road

With finance sorted, you’re ready to collect your caravan and start creating memories.

Start Your Application

New vs Used Caravan Finance

Whether you’re considering a brand-new caravan fresh from the manufacturer or a well-maintained used model, we offer competitive finance solutions for both.

New Caravan Finance

  • Lower interest rates are typically available for new vehicles
  • Loan terms from 6 months to 7 years
  • Latest features and technology for enhanced comfort

Used Caravan Finance

  • Immediate availability without waiting for manufacturing
  • Competitive rates for quality pre-owned caravans
  • More affordable though used caravans may not come with a manufacturer’s warranty

Our team can help you weigh the benefits of new versus used caravan finance and explore the best loan options based on your budget and travel plans.

Understanding Caravan Finance Rates and Terms

Transparency is important to us. Here’s what influences your caravan loan terms:

Factors Affecting Your Interest Rate

  • Credit history – a strong credit history typically secures better rates and can influence your loan repayments
  • Positive lender references from current loans held (good repayment history)
  • Home ownership or an investment property
  • Large savings as a fallback
  • Loan amount and term – larger amounts may qualify for preferential pricing
  • Vehicle age and condition – newer caravans often attract lower rates

Additional Costs to Consider

When budgeting for your caravan purchase, remember to factor in any applicable fees, including:

  • Registration and insurance costs
  • Ongoing maintenance and servicing
  • Storage fees if required
  • Accessories and modifications you might want

We’re happy to discuss how these costs fit into your overall budget during your consultation.

Support Throughout Your Caravan Finance Journey

Our relationship doesn’t end when your loan is approved. Our dedicated customer service team is here to support you throughout your caravan ownership experience.

Ongoing Customer Support

  • Dedicated account management for any questions about your loan
  • Flexible payment options, including direct debit and online payments
  • Early settlement options if your circumstances change
  • Refinancing assistance if better opportunities arise

Industry Connections

Through our network of caravan dealers and industry professionals across Australia, we can often provide valuable insights about:

  • Reputable dealers in your area
  • Insurance providers specialising in caravan cover
  • Maintenance services for ongoing care

Contact Our Team

Frequently Asked Questions About Caravan Finance

What's the minimum deposit required for caravan finance?

Whilst a dealership might require a deposit to secure your purchase, subject to finance, we can typically finance the full amount, and once your finance settles, the dealership will refund your holding deposit. We’ll work with you to find a deposit structure that suits your financial situation.

Yes, we work with customers across a range of credit situations. Whilst a strong credit history helps secure the best rates, we have options for those with credit challenges. Our team will assess your current financial position and find suitable solutions.

Most applications receive conditional approval within 24 hours. Final approval and settlement timing depend on documentation completion and any specific requirements. We’ll keep you informed throughout the process.

In many cases, yes. We can often include essential accessories like annexes, solar panels, or safety equipment in your finance package. Discuss your requirements with our team during your application.

You can sell your caravan at any time. The sale proceeds are used to pay out the remaining loan balance, and any surplus is returned to you. We don’t charge early exit fees with most lenders on our panel, giving you flexibility if your circumstances change.

We assess each application individually. For imported or custom caravans, we’ll need additional documentation about the vehicle’s specifications and compliance. Contact our team to discuss your specific requirements.

Ready to Start Your Caravan Adventure?

Your dream caravan is within reach with Avara Finance’s flexible caravan loan solutions. Our experienced team is ready to guide you through the finance process and help you hit the road sooner.

Take the next step today:

Call us for a no-obligation discussion about your caravan finance needs

Apply online using our secure application system

Visit our office to speak with our caravan finance specialists in person

Don’t let finance hold back your adventure plans. Contact Avara Finance today and discover how easy caravan finance can be.

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What People Are Saying

Thank you so much to Haifa and the team at Avara finance for helping me out. It was a quick, easy, and pleasant process and nothing was too hard for them. Absolutely loved dealing with them and would recommend them to anyone looking at anything finance related. Thank you again!

OZSCAR

Outstanding service provided by Karan and Ghazal from Avara Finance. Highly recommended and a BIG THANK YOU to the whole team???

Ronaldo

Very quick and efficient customer service. Highly recommend for hassle free finance.

Arti Pathania

Thank you to the Avara team for assisting me with my finance. Professional, great communication and all done in a timely manner. Will definitely be using them again in the future.

Kristian Loprevite

I’m very happy with the outcome of my new finance on caravan and the endless amount of work and support and help from Avara finance I can not believe the amount of help and support from this company to succeed in getting what I need so thank you Avara finance

Gaetano Mannello

Karan took all the stress out of my refinancing and had the entire process finalised within a week - I couldn't be happier with my experience with Avara Finance and wouldn't hesitate to recommend them.

Craig Burnham

Would highly recommend Avara Finance. Haifa was fabulous. This is our second time using Avara Finance who made the whole loan process simple and easy, got us the most competitive rate and best of all provided exceptional customer service.

Casey Gaisbauer

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