Comprehensive Caravan Finance Options

Whatever’s parked in the driveway of your plans, we’ll help you find a finance structure to get you moving.

Caravans & Travel Trailers

From compact pop-tops and couples’ caravans to spacious family models and luxury touring rigs, we can help finance new or used caravans for everything from weekend getaways to extended adventures.

Motorhomes & RVs

Want everything you need on board? Finance a self-contained motorhome or RV designed to give you greater freedom, flexibility and comfort wherever the road takes you.

Camper Trailers

Lightweight and adventure-ready, camper trailers can be a practical choice for off-road touring and unsealed roads. We can help you explore finance options for new or used models.

Fifth Wheelers

For extended touring with plenty of space, fifth wheelers offer a home-away-from-home experience. Our panel includes lenders who can help structure finance around larger recreational vehicles.

New Caravan Finance

Buying new can give you access to the latest features, technology and comfort, with competitive finance options potentially available. We can compare loan terms from 6 months to 7 years to help you find a repayment structure that fits your budget.

Caravan & RV Finance Made Easy

Our experienced team takes care of the lender comparison, paperwork and settlement, keeping you informed at every step so you can make confident decisions without the usual finance runaround.

1. Tell Us What You Need

Start by telling us about the caravan, RV or camper you’re looking to finance, along with your finance requirements. Our application is quick and straightforward, whether you apply online or speak with our team.

2. We Compare Your Options

We assess your application across our panel of 40+ lenders, comparing the finance structures you may be eligible for. We do the legwork so you don’t have to approach multiple lenders yourself.

3. Choose Your Finance Structure

We’ll explain your available options, including secured or unsecured finance, loan terms, repayments and balloon payments, where applicable. You choose the structure that makes the most sense for your situation.

4. Approval & Settlement

Once you’ve selected your finance option, we’ll handle the documentation and work with your dealer or private seller to arrange settlement. For most applications, conditional approval can be available within 24 hours.

5. Hit the Road

With your finance sorted and settlement complete, it’s time to collect your caravan or RV and start planning the adventure. Less time worrying about finance, more time enjoying the open road.

Secured or Unsecured? We’ll Help You Compare

Our experienced team understands the caravan and RV finance market and knows how to assess the different lending structures available across our panel.

We’ll look at your circumstances, the vehicle you’re buying, its age, the amount you want to borrow and your preferred loan term, then compare suitable options from our 40+ lenders. Whether a secured loan could offer a more competitive rate or an unsecured structure may better suit your needs, we’ll explain the differences clearly so you can make an informed decision.

Instead of navigating multiple lenders and comparing finance structures yourself, you have one experienced team doing the research, comparison and legwork for you.

The Factors That Shape Your Finance Rate

Lenders assess more than just the caravan you want to buy, looking at your financial position, borrowing requirements and the vehicle itself when determining which finance options may be available.

We take the time to understand your situation before comparing lenders. This allows us to focus on finance options that align with your circumstances rather than simply presenting a generic advertised rate.

  • Your credit profile and repayment history
  • Existing loans and your track record of meeting repayments
  • Home or investment property ownership
  • Savings and overall financial position
  • The amount you want to borrow and preferred loan term
  • The age, type and condition of the caravan or RV

Applying? Here’s What You Need

We’ll also let you know what information is needed to get your application moving, which may include:

  • Proof of identity
  • Evidence of income
  • Details of the caravan, RV or camper you’re purchasing

How much would you like to borrow?*

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Why Caravan & RV Buyers Choose Avara Finance

A Smarter Way to Compare Finance

With 40+ lenders on our panel, you don’t have to spend your time contacting lenders and comparing loan products yourself. You make one application, and our team does the groundwork to identify finance options that may suit your circumstances.

Advice That’s Easy to Understand

You don’t need to become an expert in caravan finance, that’s our job. Caravan finance can come with plenty of unfamiliar terms and structures. We explain your options so you understand the rate, repayments, loan term and other important details before making a decision.

Finance for More Than Just New Caravans

Whether you’re buying a new or used caravan, motorhome, camper trailer or fifth wheeler, we can help you explore your options. We also work with buyers purchasing through private sales, giving you support beyond the traditional dealership process.

Finance Built Around Your Circumstances

Every application is different. Our experienced finance team considers the bigger picture and works across our lender panel to identify options that align with your financial position, vehicle and borrowing needs.

Support From Application to Beyond Settlement

Our service doesn’t stop once your finance is approved. We’re here to answer questions throughout your loan and can help you explore refinancing or other options if your circumstances change.

Broker, Bank, or Dealer: What’s the Difference?

Where you get your caravan finance changes what you’re actually being offered.

What Matters To You Avara Finance (Broker) Direct to One Bank Dealer Finance
Lenders compared per application 40+ compared 1 (that bank only) Usually 1 in-house financier
Credit file impact One enquiry, we compare for you One enquiry per bank you approach One enquiry, limited choice
Secured & unsecured options Both, matched to your file Depends on that bank’s products Usually secured only
Private sale caravans Supported Varies, often restricted Not applicable
Self-employed & complex profiles Panel includes specialist lenders Standard policy only Limited flexibility
Ongoing support after settlement Dedicated account contact General call centre Ends at handover

What Our Customers Say

Real Australians, Real Caravan Finance Outcomes

Thank you so much to Haifa and the team at Avara finance for helping me out. It was a quick, easy, and pleasant process and nothing was too hard for them. Absolutely loved dealing with them and would recommend them to anyone looking at anything finance related. Thank you again!

OZSCAR

Outstanding service provided by Karan and Ghazal from Avara Finance. Highly recommended and a BIG THANK YOU to the whole team???

Ronaldo

Very quick and efficient customer service. Highly recommend for hassle free finance.

Arti Pathania

Thank you to the Avara team for assisting me with my finance. Professional, great communication and all done in a timely manner. Will definitely be using them again in the future.

Kristian Loprevite

I’m very happy with the outcome of my new finance on caravan and the endless amount of work and support and help from Avara finance I can not believe the amount of help and support from this company to succeed in getting what I need so thank you Avara finance

Gaetano Mannello

Karan took all the stress out of my refinancing and had the entire process finalised within a week - I couldn't be happier with my experience with Avara Finance and wouldn't hesitate to recommend them.

Craig Burnham

Would highly recommend Avara Finance. Haifa was fabulous. This is our second time using Avara Finance who made the whole loan process simple and easy, got us the most competitive rate and best of all provided exceptional customer service.

Casey Gaisbauer

Google Reviews 5.0 Rating

Frequently Asked Questions

What costs should I consider beyond the caravan purchase price?

Your caravan budget should account for more than the purchase price. Depending on your circumstances, you may also need to allow for registration, insurance, servicing and maintenance, storage, accessories and modifications. Our team can help you consider these costs when discussing your overall finance budget.

Some lenders on our panel may consider financing the full purchase price for eligible applicants. Whether a no-deposit option is available depends on factors including your financial position, credit profile and the caravan you’re purchasing. We’ll compare the options available to you.

Private-sale caravans can be financed through several lenders on our panel. The process and documentation can differ from a dealer purchase, so our team will guide you through what’s required, including information about the caravan and seller.

We work with a broad range of borrower profiles, including applicants who may not fit the lending criteria of a traditional bank. Your options will depend on your current financial circumstances, credit history, income and the lender’s individual criteria.

Most applications can receive conditional approval within 24 hours. Final approval and settlement times can vary depending on your circumstances, the lender and how quickly any required documentation is provided. Our team will keep you updated throughout the process.

Depending on the lender and your circumstances, some accessories and modifications may be included in your finance. This could include items such as solar systems, annexes or other caravan equipment. Let our team know what you’re planning so we can explore your options.

Yes. You can generally sell your caravan before the end of the loan term, but any outstanding finance will need to be paid out as part of the process. We can help you understand the payout figure and settlement requirements when the time comes.

Each application is assessed individually. Finance may be available for certain imported or custom-built caravans, subject to lender requirements. Additional information about the vehicle, specifications, ownership and compliance may be required.

Yes, self-employed applicants can apply for caravan finance. Our panel includes lenders with different assessment criteria, giving us more flexibility when matching applications to suitable lending options. You may need to provide additional income or business documentation.

Generally, you’ll need proof of identity, evidence of income and details of the caravan or RV you intend to purchase. The exact requirements can vary depending on your circumstances and the lender, and our team will let you know what’s needed.

When you go directly to a bank, you’re generally limited to that lender’s products. Avara Finance compares your application across 40+ lenders, helping you explore a wider range of finance structures through one application. We then explain the available options so you can choose a structure that suits your needs.

With secured finance, the caravan is used as security for the loan, which may allow for a more competitive interest rate. An unsecured loan doesn’t use the caravan as security and may suit certain borrowers or older vehicles, although rates can be higher. Our team can explain both options and help you understand which may be appropriate for your circumstances.

 Caravan Loan Repayment Calculator

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*Lending terms and conditions apply, click here for more info

Or phone us on 1300 700 044 to discuss any questions and apply over the phone.