What is a vehicle loan?

A vehicle loan is when a finance company provides you with a lump sum of money for you to purchase a vehicle. That vehicle is yours to drive, while you pay the lender back in monthly repayments over time. This lump sum is typically paid straight to the dealership or private vendor.

What is a personal loan?

A personal loan is an unsecured loan, meaning, once approved, funds will be deposited straight into your bank account to spend as you please. There is no security to the loan so you can buy and sell vehicles without having to close off the loan.

What are the benefits of a vehicle loan?

If you need a car urgently you don't have to wait until you've saved all or even part of the money. You can borrow 100% of the car's purchase price, letting you spend your savings on other important things, while helping you establish credit. If you are purchasing a vehicle for business use, the car finance can be tax deductible.

Can I purchase from a private seller?

Yes, majority of lenders allow for private sale assets but may charge an additional 0.5%. For all secured private sale purchases, a simple private sale inspection will need to be completed which verifies the ownership, written-off/stolen status and if there is any encumbrance owed on the vehicle.

How long does the finance process take?

Getting an online quote only takes a few minutes with our simple finance calculator. The entire process from getting a quote to receiving funds into your account for purchase can be done as quickly as 24 hours, though this will vary depending on the chosen lender.

Does applying affect my credit score?

Avara can quickly compare and identify the best suited lender for you without affecting your credit file. Once you are satisfied with the lender, we will submit the application and wait for the analyst to review. It is only at this stage an enquiry will be made on your credit file.

Which lenders does Avara Finance work with?

Avara Finance works with over 40 lending partners to ensure we provide you with the best possible loan option from the most suitable lender. Our panel includes major banks and specialist lenders across Australia.

About Us

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Looking for a caravan or boat? We’re the people to talk to!

Whatever your dream, whether it’s a new or used caravan or camper-trailer, a little fishing boat or a luxury yacht, jet-ski, off-road vehicle, or any other other assets, we can help make it happen. We have a range of accessible finance options to suit your needs and budget, and the experience to help you through the process.

Avara Finance are your Leisure Asset Finance Specialists

Hey there, we’re Haifa and Karan. We have over twelve years experience in the finance broking sector between us, and a passion for helping Aussie families access the great outdoors. We’re Avara Finance, and we’re here to help you.

Come see us at a caravan show, or fill in the form today and talk to us about how we can help you.

We’re a business with a passion for family!

Having both experienced the life-changing event of becoming fathers, we both found ourselves asking the question, “what is our ‘Why’?

This was the motivation behind our efforts, and led to our business name – Avara is a combination of both our daughter’s names, Ava and Kiara. We’re passionate about spending time with our families, and our goal is to help others have great family time with leisure assets too.

What People Are Saying

Thank you so much to Haifa and the team at Avara finance for helping me out. It was a quick, easy, and pleasant process and nothing was too hard for them. Absolutely loved dealing with them and would recommend them to anyone looking at anything finance related. Thank you again!

OZSCAR

Outstanding service provided by Karan and Ghazal from Avara Finance. Highly recommended and a BIG THANK YOU to the whole team???

Ronaldo

Very quick and efficient customer service. Highly recommend for hassle free finance.

Arti Pathania

Thank you to the Avara team for assisting me with my finance. Professional, great communication and all done in a timely manner. Will definitely be using them again in the future.

Kristian Loprevite

I’m very happy with the outcome of my new finance on caravan and the endless amount of work and support and help from Avara finance I can not believe the amount of help and support from this company to succeed in getting what I need so thank you Avara finance

Gaetano Mannello

Karan took all the stress out of my refinancing and had the entire process finalised within a week - I couldn't be happier with my experience with Avara Finance and wouldn't hesitate to recommend them.

Craig Burnham

Would highly recommend Avara Finance. Haifa was fabulous. This is our second time using Avara Finance who made the whole loan process simple and easy, got us the most competitive rate and best of all provided exceptional customer service.

Casey Gaisbauer